Temporary disability (TD) benefits are a critical safety net for employees who are unable to work due to a work-related injury or illness. These benefits provide partial wage replacement while you recover and are unable to perform your regular job duties. In California, understanding how long you can stay on temporary disability benefits is important for managing your financial stability during this challenging time.
If you have suffered an injury in an accident and need help with SSDI or other long-term disability options, contact PLBH at (800) 435-7542.
What Are Temporary Disability Benefits?
Temporary disability benefits are part of the California workers’ compensation system, designed to assist employees who cannot work due to a work-related injury or illness. These benefits help replace lost wages while the injured employee is unable to return to their normal job.
There are two types of TD benefits:
- Temporary Total Disability (TTD): If your injury or illness prevents you from working at all, you may be eligible for TTD benefits.
- Temporary Partial Disability (TPD): If you can work but are earning less than before the injury, you may qualify for TPD benefits.
When Do TD Benefits Begin?
In most cases, TD benefits start after you miss more than three days of work or if you are hospitalized overnight. Your doctor will determine whether you qualify for these benefits based on the severity of your injury and your ability to perform your job.
How Long Can You Receive Temporary Disability Benefits?
The length of time you can stay on temporary disability benefits in California depends on several factors, including the nature of your injury and your recovery progress. Generally, the duration is capped at 104 weeks within a five-year period from the date of your injury.
Understanding the 104-Week Limit
In most cases, TD benefits are available for a maximum of 104 weeks. However, these weeks do not have to be consecutive, meaning you can receive benefits intermittently as long as they fall within the five-year period.
Exceptions to the 104-Week Limit
Certain severe injuries may qualify you for up to 240 weeks of temporary disability benefits. These injuries include:
- Severe burns
- Chronic lung disease
- Amputations
- Chemical burns to the eyes
- Severe cases of hepatitis or HIV
If you suffer from one of these conditions, you may be eligible for an extended period of benefits, but this is determined on a case-by-case basis.
Transitioning to Permanent Disability Benefits
If your doctor determines that your condition will not improve enough for you to return to work, you may be eligible for permanent disability (PD) benefits. In some cases, your temporary disability benefits may transition into PD benefits if your injury leads to long-term or permanent work restrictions.
When TD Benefits End
Temporary disability benefits typically end when:
- You have reached the 104-week limit (or 240-week limit for certain injuries)
- Your doctor determines you are able to return to work, either with or without restrictions
- Your condition is deemed permanent and stationary, meaning it is not expected to improve further
At this point, your doctor will evaluate your permanent disability status, and you may begin the process of applying for PD benefits if necessary.
How a Lawyer Can Help You Navigate Temporary Disability Benefits
Navigating the workers’ compensation system and understanding the duration of your temporary disability benefits can be overwhelming, especially while dealing with the physical and emotional toll of an injury. A lawyer experienced in workers’ compensation can assist you by:
- Ensuring you receive the correct amount of TD benefits
- Helping you understand the maximum duration for your specific situation
- Advising you on transitioning to permanent disability benefits if necessary
Legal representation can also help ensure that your employer or insurance company does not unfairly terminate your benefits before you are ready to return to work.
Get Help from PLBH Today
If you’re unsure about how long you can stay on temporary disability benefits or need help navigating the workers’ compensation process, the team at PLBH is here to assist. Our experienced attorneys will ensure that your rights are protected and help you receive the benefits you deserve.
Call (800) 435-7542 today to schedule a consultation and learn more about your options for temporary disability benefits in California.