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Get a Basic Overview of Social Security Disability Insurance and Who Qualifies

A Social Security Administration (SSA) program called Social Security Disability Insurance (SSDI) is designed to provide you with monthly payments if you become disabled before retirement age and are unable to work. Only people with a severe, permanent, complete disability are eligible for SSDI compensation.

The Social Security Administration has standards that must be met in order for a claim for Social Security Disability Benefits to be eligible and accepted. If your application for disability insurance has been rejected, you need an expert attorney on your side. Keep reading for an overview and then contact PLBH at (800) 435-7542 if you need an attorney.

Common Causes of Social Security Disability

The definition of a disability is quite specific under federal Social Security statutes. The Social Security Administration states that in order to qualify for a disability payment, you must demonstrate the following:

  • You are unable to perform any meaningful work due to your medical condition.
  • You may expect this condition or conditions to endure at least a year or to cause your death.

The administration evaluates the claimant’s general capacity for employment. The administration employs a certain set of rules and lists detailing particular ailments or diseases when determining whether the applicant is eligible for disability payments.

These consist of muscle-related skeletal issues, growth limitations, vision problems, abnormalities of hearing and balance, speech problems, respiratory issues, illness of the heart and blood vessels, gastrointestinal disorders, kidney conditions, and lymphatic and blood disorders.

Social Security Injuries and Medical Documentation

However, in order to demonstrate that the extent of the aforementioned injuries is sufficient to qualify for disability payments, the claimant must also present enough medical documentation.

The following data may be requested in full or in part by agencies: if applicable, your medical aid number, the name and phone number of the physician, HMO, or therapist who handled your ailments, wounds, or problems, or that of the person you anticipate receiving future medical care from, a list of the emergency rooms, clinics, or hospitals you attended, and a list of the drugs you’ve taken and the medical exams you’ve undergone.

The agency may ask for a consultative examination if the evidence is unavailable or insufficient to reach a decision.

If you have further questions, have been denied SSDI, or simply want to talk to an attorney to find out what your options might be, we invite you to contact PLBH at (800) 435-7542 for a consultation.