When you’ve been injured on the job, timely workers’ compensation payments are crucial to cover your medical expenses and lost wages. Unfortunately, delays in receiving these payments can cause significant financial stress.
If you’re experiencing delayed workers’ compensation payments, understanding your legal rights and the steps you can take is essential. This guide provides helpful advice on what to do when your workers’ compensation payments are delayed. Contact PLBH at (800) 435-7542 for a free legal consultation.
Common Reasons for Delayed Workers’ Compensation Payments
There are several reasons why workers’ compensation payments may be delayed, and understanding these can help you address the issue more effectively.
Incomplete Documentation
One of the most common reasons for payment delays is incomplete or incorrect documentation. If your claim is missing important information, such as medical records or proof of your injury, the insurance company may delay payments until the required documents are provided.
Disputes Over the Claim
Insurance companies sometimes dispute the validity of a claim, which can lead to delays. They may question whether your injury is work-related, whether it qualifies for workers’ compensation, or whether the severity of your injury justifies the benefits you’re requesting.
Delays in Medical Evaluations
In many cases, the insurance company requires an independent medical evaluation before approving your workers’ compensation benefits. Scheduling delays for these evaluations can hold up your payments.
Steps to Take When Payments Are Delayed
If you are facing delays in receiving your workers’ compensation payments, there are specific steps you can take to resolve the issue and get the benefits you’re entitled to.
1. Contact the Insurance Company
The first step is to reach out to the insurance company and inquire about the status of your payments. There may be a simple issue, such as missing documentation, that you can quickly resolve by providing additional information.
2. Review Your Claim
Ensure that all paperwork related to your workers’ compensation claim is complete and accurate. Double-check that your medical records, proof of injury, and any other necessary documentation have been submitted. If any documents are missing, submit them promptly to avoid further delays.
3. Get Legal Assistance
If your payments are being delayed without a clear explanation or if the insurance company is disputing your claim, it’s important to seek legal assistance. A workers’ compensation attorney from PLBH can review your case, identify the cause of the delay, and take steps to get your payments moving.
How a Workers’ Compensation Attorney Can Help
Delays in workers’ compensation payments can add stress during an already difficult time. Working with an experienced attorney can help you navigate these challenges and ensure that your rights are protected.
File Petitions for Delayed Payments
If your payments are unreasonably delayed, your attorney can file a petition with the workers’ compensation board on your behalf. This petition requests that the board step in and order the insurance company to issue your payments promptly. Attorneys at PLBH are experienced in handling delayed claims and can help move the process forward.
Handle Disputed Claims
If the insurance company disputes your claim, it’s critical to have an attorney on your side. Disputed claims often involve complex legal issues, such as whether your injury is truly work-related or whether your treatment is necessary. An attorney will gather evidence, work with medical experts, and present a strong case to support your claim.
Negotiate Settlements
In some cases, a delay in workers’ compensation payments may be due to ongoing settlement negotiations. A workers’ compensation attorney can help expedite these negotiations and ensure you receive a fair settlement in a timely manner.
Protect Your Rights if Your Payments Are Delayed
Workers’ compensation laws are in place to protect injured employees and ensure they receive the benefits they need. When your payments are delayed, it’s important to take action to protect your rights. Here are a few things to keep in mind:
- Don’t Wait Too Long: If your payments are delayed, don’t assume the issue will resolve itself. Taking immediate action can prevent further delays and ensure you receive the financial support you need.
- Document Everything: Keep records of all communications with the insurance company, including emails, letters, and phone calls. This documentation can serve as important evidence if you need to take legal action.
- Stay in Contact with Your Employer: Your employer’s workers’ compensation insurer should handle your payments, but it’s still helpful to stay in contact with your employer. They can provide additional information if there are any disputes over your claim.
Final Thoughts: Get Help with Your Workers’ Compensation Payments
Delayed workers’ compensation payments can cause unnecessary hardship, but you don’t have to navigate the process alone. If your payments are delayed or disputed, contact PLBH at (800) 435-7542 for legal assistance. Our experienced attorneys can help you resolve payment delays and ensure you get the compensation you deserve.