For individuals grappling with a disability that impedes their capacity to work, the Social Security Administration (SSA) extends two distinct financial support mechanisms. The Supplemental Security Income (SSI) targets individuals with disabilities facing financial constraints, while the Social Security Disability Insurance (SSDI) caters to disabled individuals who have a history of paying into the Social Security fund through employment taxes. Additionally, certain family members of these individuals might also be entitled to SSDI benefits.
One of the frequently asked questions revolves around the concept of temporary social security benefits for those with short-term disabilities. In straightforward terms, the SSA does not provision for temporary social security benefits. Dive deeper to unravel the prerequisites for SSI or SSDI eligibility, and for expert guidance on SSD-related queries, feel free to reach out to PLBH at (800) 435-7542.
Understanding SSA Eligibility
To be eligible for either SSI or SSDI, the applicant’s condition must align with the SSA’s benchmark for disability. The criteria encompass three fundamental elements:
- Inability to engage in any previous work activity, commonly termed as ‘prior relevant work.’
- Due to a medical constraint, the individual cannot adapt to other employment.
- The disability has persisted, or is anticipated to persist, for a minimum of a year or is likely to result in death.
Given these stipulations, particularly the third one, the SSA does not accommodate temporary benefits. Essentially, the benefits are tailored for those grappling with long-term, significant ailments. If a disability, irrespective of its severity, is expected to improve within a year, it would not qualify for Social Security benefits.
Considering Returning to Work While on Benefits?
If your health has shown improvement and you’re contemplating a return to the workforce, it somewhat simulates a temporary benefit scenario. The SSA facilitates this transition with a ‘trial work period.’ Under this scheme, disability beneficiaries can resume work without forgoing their benefits.
According to the SSA’s framework, an individual can work for up to nine months within a span of five years. Should you decide that continuous work isn’t feasible, you can halt employment and still claim benefits. Nevertheless, if your earnings exceed the stipulated monthly threshold for over ten months, it may lead to cessation of benefits. It’s imperative to liaise with a proficient disability benefits attorney in California to ensure you navigate this process seamlessly.
Furthermore, some beneficiaries, after resuming work, realize that they still cannot sustain employment. In such cases, they might be eligible for an ‘expedited reinstatement.’ This facility is extended to both SSDI and SSI beneficiaries who had to cease benefits but need to restart them within a five-year window. An adept California disability benefits attorney can guide you on the nuances of this reinstatement.
Seek Expert Guidance
While the SSA’s offerings don’t precisely cater to ‘temporary’ requirements, there exist pathways that mimic short-term benefits, especially for those optimistic about returning to work post-recovery. Yet, it’s paramount to approach the application process with caution, as prematurely indicating an intention to return to work might hinder approval.
At PLBH, our seasoned team is poised to assist you in navigating the intricacies of Social Security benefits. With over four decades of expertise, we’re committed to guiding individuals through the application maze. For a comprehensive consultation, connect with us today at (800) 435-7542.