While many employers profess their commitment to the welfare of their employees, especially after an in-workplace accident, the reality might unfold differently. Surprisingly, a significant number of employers reject workers’ compensation claims instead of acknowledging them.
Such conduct leaves injured employees perplexed and seeking answers, which, more often than not, leads to heightened frustration. Keep reading to learn more. Contact PLBH at (800) 435-7542 if you have been injured at work and require a free legal consultation with an employment law attorney.
Unraveling the Motives Behind Claim Denials
At the heart of the denial of workers’ compensation claims by many employers lies the universal driver: financial considerations. Employers, to extend workers’ comp benefits, typically procure an insurance policy. Much like any other insurance – be it automotive, residential, or health – a monthly premium is pivotal. And it’s common knowledge that these premiums are subject to adjustments.
The ripple effect of any claim in a corporate setting is felt on these monthly premium values. While minor claims might not notably influence the premiums, substantial claims have the potential to significantly hike them. In a bid to curtail expenses, some employers might preemptively reject claims, irrespective of their legitimacy.
Beyond financial implications, skepticism might underpin an employer’s denial. They might question the severity of the medical intervention you sought or even the very occurrence of the injury within the workplace confines. Particularly for conditions categorized under Cumulative Trauma Disorders (CTDs) – such as carpal tunnel syndrome or repetitive strain injuries – employers might downplay their gravity or outrightly question their existence, despite their potential to cause debilitating pain.
The Road Ahead After a Rejected Claim
Regardless of the rationale behind an employer’s rejection of a claim, the law ensures that the employee isn’t left without recourse. Discovering that your workers’ compensation claim has been stonewalled by your employer might be disheartening, but it also heralds the beginning of a potentially intricate legal journey.
When faced with such a situation, it’s essential to gear up, both mentally and legally. Aligning with expert legal counsel, such as the team at PLBH, can make a profound difference in how you navigate the complexities of the system. Remember, the path might be fraught with challenges, but with the right assistance, justice can be within reach. Call us now at (800) 435-7542 for a legal consultation.