Workers’ compensation is a vital system designed to ensure that employees are provided specific benefits if they are injured or fall ill due to their job. It’s an insurance system that compensates employees without needing to debate the cause or the amount of the benefits. Though the system is quite effective, there are sometimes disputes and exceptions within workers’ compensation.
Keep reading to learn more about who is covered and who is not. Then contact PLBH at (800) 435-7542 for a free legal consultation.
Majority of Employees are Covered by Workers’ Compensation
Most employees, whether full-time or part-time, are usually eligible for workers’ compensation if they become injured or sick because of their job responsibilities. This coverage ensures that injured workers are looked after, but it’s not universal, and some categories of workers might be exempt.
Types of Employees Excluded from Workers’ Compensation
Not all employees fall under the protection of workers’ compensation. Here are some categories of workers who might be exempt, depending on various factors such as state laws:
Independent Contractors
These individuals generally work for themselves and are responsible for their own employment benefits. Misclassification as an independent contractor to avoid benefits is a common issue, and a specialized workers’ compensation attorney from PLBH can clarify your status if needed.
Casual Laborers
People who perform sporadic tasks, like a neighborhood child mowing your lawn or an occasional babysitter, are considered casual laborers. They are typically not eligible for workers’ compensation benefits.
Volunteers
Generally, volunteers are not included in the workers’ compensation system as they are not paid for their services.
Marine and Railway Industry Workers
Employees in the marine and railway industries usually have distinct benefit plans separate from the standard workers’ compensation system.
Military Personnel
Active-duty military members have benefits provided through the Department of Veterans’ Affairs rather than the workers’ compensation system.
Alternatives if You’re Not Covered by Workers’ Compensation
For those who find themselves ineligible for workers’ compensation, there may still be alternative paths to compensation for job-related illnesses or injuries. This could include legal action against a property owner, a personal injury claim, or appealing a denial of workers’ compensation benefits. An experienced workers’ compensation attorney can explain these options.
Get Professional Assistance
Understanding your eligibility and options under the workers’ compensation system can be complex, particularly if you fall into one of the exempt categories. If you’ve been injured or fallen ill due to your job and are uncertain about your rights, contact the expert attorneys at PLBH. Call (800) 435-7542 or email to schedule an initial consultation and learn more about how they can assist you. With the right guidance, you can navigate the complexities of the system and obtain the support and compensation you need.